{"id":6970,"date":"2021-06-02T19:42:03","date_gmt":"2021-06-02T17:42:03","guid":{"rendered":"https:\/\/www.fnmgroup.it\/index.php\/corporate-welfare\/"},"modified":"2026-11-09T12:34:45","modified_gmt":"2026-11-09T11:34:45","slug":"corporate-welfare","status":"publish","type":"page","link":"https:\/\/www.fnmgroup.it\/en\/corporate-welfare\/","title":{"rendered":"Corporate welfare"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6970\" class=\"elementor elementor-6970 elementor-1270\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce67dd1 e-con-full e-flex e-con e-parent\" data-id=\"ce67dd1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5820da4 elementor-widget elementor-widget-jet-engine-component-45843\" 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.elementor-element.elementor-element-a6f5650{text-align:start;}.elementor-45843 .elementor-element.elementor-element-a6f5650 .elementor-heading-title{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );letter-spacing:var( --e-global-typography-secondary-letter-spacing );}.elementor-45843 .elementor-element.elementor-element-0310f8b{text-align:start;}}@media(min-width:768px){.elementor-45843 .elementor-element.elementor-element-d272061{--content-width:850px;}}<\/style>\t\t<div data-elementor-type=\"jet-engine-component\" data-elementor-id=\"45843\" class=\"elementor elementor-45843 jet-listing-grid--45843 jet-component-instance-3121\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"jet-engine\" style=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e79c4aa e-con-full e-flex e-con e-parent\" data-id=\"e79c4aa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-d272061 e-flex e-con-boxed e-con e-child\" data-id=\"d272061\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e686ff elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"0e686ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tCareers\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6f5650 elementor-widget elementor-widget-heading\" data-id=\"a6f5650\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Corporate welfare<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0310f8b elementor-widget elementor-widget-text-editor\" data-id=\"0310f8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>FNM Group has always taken care of the wellness of its employees and their families, trying to improve the quality of their lives.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41a60fb e-flex e-con-boxed e-con e-parent\" data-id=\"41a60fb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f7b2a5 elementor-widget elementor-widget-jet-engine-component-46972\" data-id=\"2f7b2a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-engine-component-46972.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-46972 .elementor-element.elementor-element-425140f{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );letter-spacing:var( --e-global-typography-text-letter-spacing );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-46972 .elementor-element.elementor-element-ea5a05d{text-align:center;font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );letter-spacing:var( --e-global-typography-text-letter-spacing );}@media(min-width:768px){.elementor-46972 .elementor-element.elementor-element-425140f{--content-width:1080px;}}@media(max-width:1399px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-46972 .elementor-element.elementor-element-ea5a05d{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );letter-spacing:var( --e-global-typography-text-letter-spacing );}}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-46972 .elementor-element.elementor-element-ea5a05d{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );letter-spacing:var( --e-global-typography-text-letter-spacing );}}@media(max-width:767px){.elementor-46972 .elementor-element.elementor-element-425140f{--padding-top:0;--padding-bottom:0;--padding-left:var(--spacing-M);--padding-right:var(--spacing-M);}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-46972 .elementor-element.elementor-element-ea5a05d{text-align:start;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );letter-spacing:var( --e-global-typography-text-letter-spacing );}}<\/style>\t\t<div data-elementor-type=\"jet-engine-component\" data-elementor-id=\"46972\" class=\"elementor elementor-46972 jet-listing-grid--46972 jet-component-instance-8942\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"jet-engine\" style=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-425140f e-flex e-con-boxed e-con e-parent\" data-id=\"425140f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea5a05d elementor-widget elementor-widget-text-editor\" data-id=\"ea5a05d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tThe Welfare System, developed by the Company in collaboration with trade union representatives, provides concrete solutions to employees\u2019 needs through four Company Bodies and a wide range of services focused on supplementary pension schemes, healthcare, parenthood and caregiving.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4c70f8 e-flex e-con-boxed e-con e-parent\" data-id=\"a4c70f8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a9a394b no-padding-top e-grid e-con-boxed e-con e-parent\" data-id=\"a9a394b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-657fd4e e-con-full e-flex e-con e-child\" data-id=\"657fd4e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d269e6a elementor-widget elementor-widget-image\" data-id=\"d269e6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/Per-il-sostegno-al-reddito.svg\" class=\"attachment-full size-full wp-image-55311\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49ce157 elementor-widget elementor-widget-text-editor\" data-id=\"49ce157\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tFor income support\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cd77683 e-con-full e-flex e-con e-child\" data-id=\"cd77683\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c62d9d6 elementor-widget elementor-widget-image\" data-id=\"c62d9d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"30\" height=\"32\" src=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/Per-i-figli.svg\" class=\"attachment-large size-large wp-image-55312\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66db154 elementor-widget elementor-widget-text-editor\" data-id=\"66db154\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tFor the children\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e79fcc e-con-full e-flex e-con e-child\" data-id=\"8e79fcc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c17af1 elementor-widget elementor-widget-image\" data-id=\"3c17af1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/Per-la-salute.svg\" class=\"attachment-large size-large wp-image-55313\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52ea759 elementor-widget elementor-widget-text-editor\" data-id=\"52ea759\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tFor health\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5452b3c e-con-full e-flex e-con e-child\" data-id=\"5452b3c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f33e574 elementor-widget elementor-widget-image\" data-id=\"f33e574\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/Per-la-formazione.svg\" class=\"attachment-large size-large wp-image-55314\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e833d7c elementor-widget elementor-widget-text-editor\" data-id=\"e833d7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tFor training\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-946ef55 e-con-full e-flex e-con e-child\" data-id=\"946ef55\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fed9da elementor-widget elementor-widget-image\" data-id=\"3fed9da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"30\" height=\"30\" src=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/Per-la-vita-di-tutti-i-giorni.svg\" class=\"attachment-large size-large wp-image-55315\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fa2457 elementor-widget elementor-widget-text-editor\" data-id=\"0fa2457\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tFor everyday life\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ed9c89 e-con-full e-flex e-con e-child\" data-id=\"6ed9c89\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb13d13 elementor-widget elementor-widget-image\" data-id=\"cb13d13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"30\" height=\"32\" src=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/Per-i-dipendenti.svg\" class=\"attachment-large size-large wp-image-55316\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93854ba elementor-widget elementor-widget-text-editor\" data-id=\"93854ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For employees<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a6b1272 e-flex e-con-boxed e-con e-child\" data-id=\"a6b1272\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-314cee4 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"314cee4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Corporate bodies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8230c6 elementor-widget elementor-widget-n-accordion\" data-id=\"f8230c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2600\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2600\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> <span class=\"titolo-verde\">Supplementary pension arrangements<\/span><br> FNM Pension Fund <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect x=\"0.5\" y=\"0.5\" width=\"51\" height=\"51\" rx=\"25.5\" stroke=\"#0068B3\"><\/rect><path d=\"M20 26.5H32\" stroke-width=\"1.5\" stroke-linecap=\"square\" stroke-linejoin=\"round\" stroke=\"#0068B3\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect x=\"0.5\" y=\"0.5\" width=\"51\" height=\"51\" rx=\"25.5\" stroke=\"#0068B3\"><\/rect><path d=\"M20 26.5H32M26 32.5V20.5\" stroke=\"#0068B3\" stroke-width=\"1.5\" stroke-linecap=\"square\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2600\" class=\"elementor-element elementor-element-4cf5142 e-con-full e-flex e-con e-child\" data-id=\"4cf5142\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9962f46 elementor-widget elementor-widget-image\" data-id=\"9962f46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"205\" src=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_fondo-1024x263.jpg\" class=\"attachment-large size-large wp-image-56925\" alt=\"\" srcset=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_fondo-1024x263.jpg 1024w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_fondo-300x77.jpg 300w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_fondo-768x197.jpg 768w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_fondo.jpg 1400w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21a5ed6 elementor-widget elementor-widget-text-editor\" data-id=\"21a5ed6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The FNM Pension Fund, established in 1992 and registered in the Register of Pension Funds under No. 1165, in the section dedicated to so-called \u201cpre-existing pension funds\u201d maintained by Covip, aims to provide its members, on a non-profit basis, with supplementary pension benefits in addition to those provided by the mandatory public pension system, with the objective of ensuring higher levels of pension coverage.<br><span style=\"letter-spacing: -0.176679px;\">&nbsp;<\/span><span style=\"letter-spacing: -0.176679px;\">&nbsp;<\/span><\/p>\n<p>All employees and managers of the Group companies affiliated with the Fund, as well as their financially dependent family members for tax purposes, are eligible to join the FNM Pension Fund.<\/p>\n<p>&nbsp;<span style=\"letter-spacing: -0.176679px;\">&nbsp;<\/span><\/p>\n<p>Membership of the FNM Pension Fund provides for contributions paid by the Company, in the amounts established by the specific agreements entered into between the companies and the Trade Union Organisations. For employees taking up their first employment after 28 April 1993, the full amount of the severance pay provision (TFR) must be transferred to the Fund, whereas employees whose first employment dates back to before 29 April 1993 may choose to transfer only part of their TFR. The FNM Pension Fund does not require mandatory contributions from employees, who may nevertheless choose to make voluntary contributions at an amount of their own choice, in accordance with the provisions of Legislative Decree No. 252\/2005. It is also possible to allocate to the Fund any amounts resulting from the conversion of the welfare bonus.<span style=\"letter-spacing: -0.176679px;\">&nbsp;<\/span><\/p>\n<p>The FNM Pension Fund offers two investment options (fund compartments), each characterised by its own risk\/return profile:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b08fa79 elementor-widget elementor-widget-text-editor\" data-id=\"b08fa79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li><strong>Insurance Fund Compartment;<\/strong> The investment strategy aims to achieve, with a high degree of probability, returns at least equal to those of the TFR (severance pay provision) over a multi-year time horizon. The presence of a guaranteed minimum return makes this option suitable for individuals with a low risk appetite or those approaching retirement.<\/li>\n<li><strong>Equity Fund Compartment;<\/strong> This investment strategy is designed to meet the needs of individuals seeking higher returns over the long term and willing to accept greater exposure to risk, including a certain degree of variability in annual performance, or those who are still a long way from retirement.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0303fc elementor-widget elementor-widget-text-editor\" data-id=\"f0303fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<strong>Key benefits:<\/strong>\n\n<ul>\n<li>monthly contributions paid by the Company;<\/li>\n<li>no mandatory contributions required from employees;<\/li>\n<li>tax deductibility;<\/li>\n<li>preferential tax treatment of investment returns;<\/li>\n<li>the possibility of requesting early withdrawals;<\/li>\n<li>preferential tax treatment of final pension benefits.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e262a6 elementor-widget elementor-widget-jet-engine-component-45985\" data-id=\"6e262a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-engine-component-45985.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-45985 .elementor-element.elementor-element-2fe44c4{--display:flex;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( --e-global-typography-primary-font-weight );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-45985 .elementor-element.elementor-element-0aeda3b .elementor-heading-title{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );font-weight:var( --e-global-typography-accent-font-weight );line-height:var( --e-global-typography-accent-line-height );letter-spacing:var( --e-global-typography-accent-letter-spacing );}@media(max-width:1399px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-45985 .elementor-element.elementor-element-0aeda3b .elementor-heading-title{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );letter-spacing:var( --e-global-typography-accent-letter-spacing );}}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-45985 .elementor-element.elementor-element-0aeda3b .elementor-heading-title{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );letter-spacing:var( --e-global-typography-accent-letter-spacing );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-45985 .elementor-element.elementor-element-0aeda3b .elementor-heading-title{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );letter-spacing:var( --e-global-typography-accent-letter-spacing );}}\/* Start custom CSS for container, class: .elementor-element-2fe44c4 *\/.link-comunicati {\r\n    display: inline-block;\r\n}\r\n\r\n.link-comunicati a {\r\n    position: relative;\r\n    display: inline-block;\r\n    font-weight: 600;\r\n    text-decoration: none;\r\n    padding-bottom: 4px;\r\n    transition: color .3s ease;\r\n}\r\n\r\n.link-comunicati a::after {\r\n    content: \"\";\r\n    position: absolute;\r\n    left: 0;\r\n    bottom: 0;\r\n    width: 100%;\r\n    height: 1px;\r\n    background: currentColor;\r\n    transform: scaleX(1);\r\n    transform-origin: left;\r\n    transition: transform .35s ease;\r\n}\r\n\r\n.link-comunicati a:hover::after{\r\n    transform: scaleX(0);\r\n    transform-origin: right;\r\n}\r\n\r\n.link-comunicati a:hover  {\r\n    opacity:0.7;\r\n}\/* End custom CSS *\/<\/style><style type=\"text\/css\">.jet-component-instance-4402.jet-listing-grid--45985 .elementor-element.elementor-element-0aeda3b .elementor-heading-title{color:var(--jet-component-color_link);}<\/style>\t\t<div data-elementor-type=\"jet-engine-component\" data-elementor-id=\"45985\" class=\"elementor elementor-45985 jet-listing-grid--45985 jet-component-instance-4402\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"jet-engine\" style=\"--jet-component-color_link:var( --e-global-color-primary );\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fe44c4 e-con-full e-flex e-con e-parent\" data-id=\"2fe44c4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0aeda3b link-comunicati elementor-widget elementor-widget-heading\" data-id=\"0aeda3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.fondopensionefnm.it\/\">www.fondopensionefnm.it<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2601\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2601\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> <span class=\"titolo-verde\">FNM supplementary fund<\/span><br> FNM supplementary fund <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect x=\"0.5\" y=\"0.5\" width=\"51\" height=\"51\" rx=\"25.5\" stroke=\"#0068B3\"><\/rect><path d=\"M20 26.5H32\" stroke-width=\"1.5\" stroke-linecap=\"square\" stroke-linejoin=\"round\" stroke=\"#0068B3\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect x=\"0.5\" y=\"0.5\" width=\"51\" height=\"51\" rx=\"25.5\" stroke=\"#0068B3\"><\/rect><path d=\"M20 26.5H32M26 32.5V20.5\" stroke=\"#0068B3\" stroke-width=\"1.5\" stroke-linecap=\"square\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2601\" class=\"elementor-element elementor-element-84878a3 e-con-full e-flex e-con e-child\" data-id=\"84878a3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf0f655 elementor-widget elementor-widget-image\" data-id=\"cf0f655\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"205\" src=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_cassa-1024x263.jpg\" class=\"attachment-large size-large wp-image-56923\" alt=\"\" srcset=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_cassa-1024x263.jpg 1024w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_cassa-300x77.jpg 300w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_cassa-768x197.jpg 768w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_cassa.jpg 1400w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ba7361 elementor-widget elementor-widget-text-editor\" data-id=\"9ba7361\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tThe Supplementary Fund is a mutual aid association, established pursuant to the Law of 15 April 1886, no. 3818, among the employees and the retired people of the companies of FNM Group, in order to provide grants to supplement the national health service and various provisions to help members\u2019 families, including to support study programmes.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b5eea4 elementor-widget elementor-widget-text-editor\" data-id=\"3b5eea4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Group\u2019s companies pay a monthly contribution to the institution, calculated based on the social security taxable base of their workforce.The Group\u2019s companies pay a monthly contribution to the institution, calculated based on the social security taxable base of their workforce.<\/p><p>\u00a0<\/p><p>Key services:<\/p><ul><li>Direct-payment services with increased reimbursement<\/li><li>Over 10,000 affiliated centers throughout Italy;<\/li><li>Access to discounted rates;<\/li><li>Provision of health and social-care subsidies<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d97ccfe elementor-widget elementor-widget-text-editor\" data-id=\"d97ccfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<strong>\nLevel I benefits:\n<\/strong>\n<ul>\n \t<li>Long-Term Care insurance coverage<\/li>\n \t<li>Major surgical procedures<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-236e183 elementor-widget elementor-widget-text-editor\" data-id=\"236e183\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Level II Benefits:<\/strong><br \/>coverage that can be activated through contributions paid by enrolled members:<\/p><ul><li>Interventions<\/li><li>Prevention<\/li><li>Medical aids\/devices<\/li><li>Care and therapies<\/li><li>Dental care<\/li><li>Social care services<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d481038 elementor-widget elementor-widget-jet-engine-component-45985\" data-id=\"d481038\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-engine-component-45985.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style type=\"text\/css\">.jet-component-instance-4615.jet-listing-grid--45985 .elementor-element.elementor-element-0aeda3b .elementor-heading-title{color:var(--jet-component-color_link);}<\/style>\t\t<div data-elementor-type=\"jet-engine-component\" data-elementor-id=\"45985\" class=\"elementor elementor-45985 jet-listing-grid--45985 jet-component-instance-4615\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"jet-engine\" style=\"--jet-component-color_link:var( --e-global-color-primary );\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fe44c4 e-con-full e-flex e-con e-parent\" data-id=\"2fe44c4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0aeda3b link-comunicati elementor-widget elementor-widget-heading\" data-id=\"0aeda3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.cassaintegrativafnm.it\/\">www.cassaintegrativafnm.it<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2602\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2602\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> <span class=\"titolo-verde\">provision of subsidies for workers<\/span><br> ALMA, FNM\u2019s Welfare Program <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect x=\"0.5\" y=\"0.5\" width=\"51\" height=\"51\" rx=\"25.5\" stroke=\"#0068B3\"><\/rect><path d=\"M20 26.5H32\" stroke-width=\"1.5\" stroke-linecap=\"square\" stroke-linejoin=\"round\" stroke=\"#0068B3\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect x=\"0.5\" y=\"0.5\" width=\"51\" height=\"51\" rx=\"25.5\" stroke=\"#0068B3\"><\/rect><path d=\"M20 26.5H32M26 32.5V20.5\" stroke=\"#0068B3\" stroke-width=\"1.5\" stroke-linecap=\"square\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2602\" class=\"elementor-element elementor-element-2b330a3 e-con-full e-flex e-con e-child\" data-id=\"2b330a3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a75eeb6 elementor-widget elementor-widget-image\" data-id=\"a75eeb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"205\" src=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_alma-1024x263.jpg\" class=\"attachment-large size-large wp-image-56922\" alt=\"\" srcset=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_alma-1024x263.jpg 1024w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_alma-300x77.jpg 300w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_alma-768x197.jpg 768w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_alma.jpg 1400w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03072e4 elementor-widget elementor-widget-text-editor\" data-id=\"03072e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tALMA FNM Welfare for People is a bilateral body established as an instrument for defining and providing financial benefits to employees, as well as implementing corporate welfare initiatives shared by the affiliated companies.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15ba4f4 elementor-widget elementor-widget-text-editor\" data-id=\"15ba4f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tThe organization provides services in various areas.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75c996c elementor-widget elementor-widget-text-editor\" data-id=\"75c996c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<strong>Corporate welfare benefits:<\/strong>\n<ul>\n \t<li>Reimbursement of educational expenses for members&#8217; children<\/li>\n \t<li>Language courses for members and their children<\/li>\n \t<li>Reimbursement of university and master\u2019s degree expenses for members\u2019 children<\/li>\n \t<li>Academic guidance services for members\u2019 children<\/li>\n \t<li>Study support services for members\u2019 children<\/li>\n \t<li>Leisure-time training<\/li>\n \t<li>Financial literacy programs<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99e8957 elementor-widget elementor-widget-text-editor\" data-id=\"99e8957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Prestazioni bilaterali:<\/strong><\/p><ul><li>Servizio 730<\/li><li>Sussidio alla natalit\u00e0<\/li><li>Sussidio di matrimonio degli associati e dei figli<\/li><li>Sussidio funerario per decesso degli associati<\/li><li>Contributo alla genitorialit\u00e0<\/li><li>Contributi e master universitari degli associati<\/li><li>Vacanza studio<\/li><li>Camp estivi<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6802dc2 elementor-widget elementor-widget-jet-engine-component-45985\" data-id=\"6802dc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-engine-component-45985.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style type=\"text\/css\">.jet-component-instance-9871.jet-listing-grid--45985 .elementor-element.elementor-element-0aeda3b .elementor-heading-title{color:var(--jet-component-color_link);}<\/style>\t\t<div data-elementor-type=\"jet-engine-component\" data-elementor-id=\"45985\" class=\"elementor elementor-45985 jet-listing-grid--45985 jet-component-instance-9871\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"jet-engine\" style=\"--jet-component-color_link:var( --e-global-color-primary );\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fe44c4 e-con-full e-flex e-con e-parent\" data-id=\"2fe44c4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0aeda3b link-comunicati elementor-widget elementor-widget-heading\" data-id=\"0aeda3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.almafnm.it\/\">www.almafnm.it<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2603\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2603\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> <span class=\"titolo-verde\">leisure and recreational organization<\/span><br> FNM Corporate Recreational Club <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect x=\"0.5\" y=\"0.5\" width=\"51\" height=\"51\" rx=\"25.5\" stroke=\"#0068B3\"><\/rect><path d=\"M20 26.5H32\" stroke-width=\"1.5\" stroke-linecap=\"square\" stroke-linejoin=\"round\" stroke=\"#0068B3\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect x=\"0.5\" y=\"0.5\" width=\"51\" height=\"51\" rx=\"25.5\" stroke=\"#0068B3\"><\/rect><path d=\"M20 26.5H32M26 32.5V20.5\" stroke=\"#0068B3\" stroke-width=\"1.5\" stroke-linecap=\"square\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2603\" class=\"elementor-element elementor-element-5dd760b e-con-full e-flex e-con e-child\" data-id=\"5dd760b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ddfd9a elementor-widget elementor-widget-image\" data-id=\"4ddfd9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"205\" src=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_cra-1024x263.jpg\" class=\"attachment-large size-large wp-image-56924\" alt=\"\" srcset=\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_cra-1024x263.jpg 1024w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_cra-300x77.jpg 300w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_cra-768x197.jpg 768w, https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/10\/logo_cra.jpg 1400w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90fda29 elementor-widget elementor-widget-text-editor\" data-id=\"90fda29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Ferrovie Nord Milano Corporate Recreational Club is a social promotion association, established pursuant to law 12.07.2000 n. 383, in order to promote, manage and coordinate recreational, cultural, tourist, sports, social and welfare activities at the various association levels in order to raise the quality of life and the personal and collective growth of employees and pensioners of the Group Companies FNM and their respective families.<\/p>\n<p>Membership of the CRA FNM for employees is free. The Group\u2019s companies pay a monthly contribution calculated based on the annual total payroll of their workforce.<\/p><p><br><\/p>\n<p><\/p>\n<p>Main areas of activity:<\/p>\n<ul>\n<li>welfare and social services;<\/li>\n<li>cultural;<\/li>\n<li>sports and recreation;<\/li>\n<li>tourism;<\/li>\n<li>commercial and partnership agreements;<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76dab5c elementor-widget elementor-widget-jet-engine-component-45985\" data-id=\"76dab5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-engine-component-45985.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style type=\"text\/css\">.jet-component-instance-9523.jet-listing-grid--45985 .elementor-element.elementor-element-0aeda3b .elementor-heading-title{color:var(--jet-component-color_link);}<\/style>\t\t<div data-elementor-type=\"jet-engine-component\" data-elementor-id=\"45985\" class=\"elementor elementor-45985 jet-listing-grid--45985 jet-component-instance-9523\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"jet-engine\" style=\"--jet-component-color_link:var( --e-global-color-primary );\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fe44c4 e-con-full e-flex e-con e-parent\" data-id=\"2fe44c4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0aeda3b link-comunicati elementor-widget elementor-widget-heading\" data-id=\"0aeda3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.crafnm.it\/\">www.crafnm.it<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-85283d0 e-flex e-con-boxed e-con e-child\" data-id=\"85283d0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-937ce1e no-padding-top e-con-full e-flex e-con e-child\" data-id=\"937ce1e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d21368 elementor-widget elementor-widget-heading\" data-id=\"8d21368\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Health &amp; safety<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb628f8 elementor-widget elementor-widget-heading\" data-id=\"eb628f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Regulations and commitment of the FNM Group<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c225e3 elementor-widget elementor-widget-text-editor\" data-id=\"1c225e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The \u201cConsolidated Work Safety Act\u201d (Legislative Decree 81\/2008) was drafted in full compliance with the philosophy of the community directives focused on the planning and participation of all the subjects involved in the work.<\/p><p>\u00a0<\/p><p>The FNM Group\u2019s RSPP (Protection and Prevention Services Manager), assisted by external bodies, has the role of preventing and eliminating risks and informing and training all workers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eedf87a e-con-full e-flex e-con e-child\" data-id=\"eedf87a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2eb663 elementor-widget elementor-widget-heading\" data-id=\"b2eb663\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Employer obligations<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7982907 elementor-widget elementor-widget-text-editor\" data-id=\"7982907\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The employer must first take into account the skills and conditions of each worker when delegating tasks. The employer must also appoint a qualified doctor to carry out health surveillance and must send the workers to have periodic medical examinations.<\/p><p>Subsequently, the employer must ensure that each worker receives adequate information about health and safety risks at work, about the specific risks that they are exposed to in relation to their particular work, about safety regulations and company regulations on the subject and finally about procedures regarding first aid, fire fighting and evacuation of workplaces.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-992d169 e-con-full e-flex e-con e-child\" data-id=\"992d169\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e038b01 elementor-widget elementor-widget-heading\" data-id=\"e038b01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Safety as a fundamental value<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-777f2e2 elementor-widget elementor-widget-text-editor\" data-id=\"777f2e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Improved quality of life has led to growing attention to safety: companies now feel the need for a new philosophy regarding safety at work.<\/p><p>\u00a0<\/p><p>Not only that: the safety of passengers and all those who rely on FNM is of central importance in the group\u2019s mission.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c14e35 e-con-full e-flex e-con e-child\" data-id=\"9c14e35\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ee16d9 elementor-widget elementor-widget-heading\" data-id=\"4ee16d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Protection of workers' health<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d492aa elementor-widget elementor-widget-text-editor\" data-id=\"5d492aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>All of the employees of the FNM Group\u2019s companies have the opportunity to undergo optional preventive medical examinations, including flu vaccination campaigns. They are also obliged to undergo medical examinations to prevent occupational illnesses and to verify that they do not have a substance addiction and have not taken narcotics.<\/p><p><br><\/p>\n<p>The RSPP and qualified doctor also analyse the working environment and manage the continuous improvement of workers\u2019 health and safety conditions: they must optimize working conditions, reduce the possibility of injuries to workers and adopt hygiene and health protection measures..<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8cf42ee no-padding-top e-flex e-con-boxed e-con e-parent\" data-id=\"8cf42ee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cdce24 elementor-widget elementor-widget-jet-engine-component-48431\" data-id=\"2cdce24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-engine-component-48431.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-48431 .elementor-element.elementor-element-e79c4aa{--display:flex;--min-height:750px;--justify-content:space-between;--overlay-opacity:0.7;--border-radius:10px 10px 10px 10px;--padding-top:var(--spacing-XXL-2);--padding-bottom:var(--spacing-XXL-2);--padding-left:var(--spacing-XXL-2);--padding-right:var(--spacing-XXL-2);}.elementor-48431 .elementor-element.elementor-element-e79c4aa:not(.elementor-motion-effects-element-type-background), .elementor-48431 .elementor-element.elementor-element-e79c4aa > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#8F8F8F;background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-48431 .elementor-element.elementor-element-e79c4aa::before, .elementor-48431 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.elementor-widget-container{padding:0 0 0 0;}}<\/style><style type=\"text\/css\">.jet-component-instance-9268.jet-listing-grid--48431 .elementor-element.elementor-element-e79c4aa:not(.elementor-motion-effects-element-type-background), .jet-component-instance-9268.jet-listing-grid--48431 .elementor-element.elementor-element-e79c4aa > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/www.fnmgroup.it\/wp-content\/uploads\/2026\/09\/banner-carriere2.jpg\");}<\/style>\t\t<div data-elementor-type=\"jet-engine-component\" data-elementor-id=\"48431\" class=\"elementor elementor-48431 jet-listing-grid--48431 jet-component-instance-9268\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"jet-engine\" style=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e79c4aa e-con-full e-flex e-con e-parent\" data-id=\"e79c4aa\" data-element_type=\"container\" data-e-type=\"container\" 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data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tCheck the open positions at FNM Group companies or submit a spontaneous application.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c874cdc e-flex e-con-boxed e-con e-child\" data-id=\"c874cdc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6819372 elementor-widget elementor-widget-button\" data-id=\"6819372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fnmgroup.it\/le-posizioni-aperte\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Discover our open positions<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d1dad8 elementor-widget elementor-widget-jet-engine-component-45985\" data-id=\"7d1dad8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-engine-component-45985.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style type=\"text\/css\">.jet-component-instance-7726.jet-listing-grid--45985 .elementor-element.elementor-element-0aeda3b .elementor-heading-title{color:var(--jet-component-color_link);}<\/style>\t\t<div data-elementor-type=\"jet-engine-component\" data-elementor-id=\"45985\" class=\"elementor elementor-45985 jet-listing-grid--45985 jet-component-instance-7726\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"jet-engine\" style=\"--jet-component-color_link:var( --e-global-color-acb65ef );\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fe44c4 e-con-full e-flex e-con e-parent\" data-id=\"2fe44c4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0aeda3b link-comunicati elementor-widget elementor-widget-heading\" data-id=\"0aeda3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/joblink.allibo.com\/ats3\/application.aspx?DM=1954&#038;DMN=-qVswviM0xyOwQ9ccZHL&#038;LN=IT&#038;FT=555&#038;SG=2\"> Submit your application<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>For income support For the children For health For training For everyday life For employees Corporate bodies Supplementary pension arrangements FNM Pension Fund The FNM Pension Fund, established in 1992 and registered in the Register of Pension Funds under No. 1165, in the section dedicated to so-called \u201cpre-existing pension funds\u201d maintained by Covip, aims to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-6970","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- 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